Sterling Mutuals Inc. (SMI) self directed plans (such as RRSPs and LIRAs) are an ideal way for consolidating various individual plans into one plan. This allows for the consolidation of all your holdings into one simple statement. This helps remove the worrying associated with trying to keep track of all your accounts at different financial institutions.
INVESTMENT TOOLS
An SMI Self Directed RSP allows you the opportunity to hold mutual funds, GIC’s and cash in one consolidated account. Sterling Mutuals Inc. is a mutual fund dealer and provides access to virtually every mutual fund available to investors in Canada.
Through third party referral programs, my clients also have access to the following tools;
High Interest Savings Accounts
Full-service Securities Brokerage (e.g. stocks, bonds, flow-through shares)
Discount Brokerage
RRSP and Investment Loans
Seperately Managed Discretionary Accounts
Mortgage Lending
CHIP Mortgage Program
INSURANCE TOOLS
Sterling Insurance Agency has relationships which allows me provide comprehensive coverage to clients from a large variety of Canada's life and health insurers. As a result, my clients have access to the following tools;
Segregated Funds
Annuities
Life Insurance
Disability Insurance
Critical Illness Insurance
Long-Term Care Insurance
Health and Dental Insurance
Travel Insurance
ADVANCED TOOLS
Business owners and Executives are often in need of specialized services to meet the challenges they face. Some of the tools that I can use include:
Individual Pension Plans
Retirement Compensation Arrangements
Health Spending Accounts
Group Benefit Plans
Group Pension Plans