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I have access to all tools needed by clients from simple to complex for individuals, business, or non-profit organizations.


Sterling Mutuals Inc. (SMI) self directed plans (such as RRSPs and LIRAs) are an ideal way for consolidating various individual plans into one plan.  This allows for the consolidation of all your holdings into one simple statement.  This helps remove the worrying associated with trying to keep track of all your accounts at different financial institutions.


An SMI Self Directed RSP allows you the opportunity to hold mutual funds, GIC’s and cash in one consolidated account.  Sterling Mutuals Inc. is a mutual fund dealer and provides access to virtually every mutual fund available to investors in Canada.

Through third party referral programs, my clients also have access to the following tools;

High Interest Savings Accounts

Full-service Securities Brokerage (e.g. stocks, bonds, flow-through shares)

Discount Brokerage

RRSP and Investment Loans

Seperately Managed Discretionary Accounts

Mortgage Lending

CHIP Mortgage Program


Sterling Insurance Agency has relationships which allows me provide comprehensive coverage to clients from a large variety of Canada's life and health insurers.  As a result, my clients have access to the following tools;

Segregated Funds


Life Insurance

Disability Insurance

Critical Illness Insurance

Long-Term Care Insurance

Health and Dental Insurance

Travel Insurance


Business owners and Executives are often in need of specialized services to meet the challenges they face.  Some of the tools that I can use include:

Individual Pension Plans

Retirement Compensation Arrangements

Health Spending Accounts

Group Benefit Plans

Group Pension Plans